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About The Project

ArdCoin (ARDX) - is an innovative blockchain-based loyalty program that has been integrated into a mobile super wallet which is backed by an existing financial infrastructure which includes banking services, insurance provider, stock brokerage, investment banking and a pension fund. Ard App offers e-commerce on top of financial services and is supported by a nationwide network of postal branches.
ArdCoin will serve as a blockchain-based loyalty program for all existing and future services and products of Ard Financial Group (Ard Holdings), its subsidiaries and ArdCoin merchants.

SPV
This loyalty is issued by a special purpose vehicle – Ard Bit LLC domiciled in Mongolia, which holds 15 percent of Ard Holdings.

ERC-20 based
ArdCoin was issued on ERC20 smart contract platform in January 2019. ICT Group was behind its development and Grape City Mongolia, country’s leading banking solutions provider, oversaw its integration with Ard Digital Banking App.

Loyalty program
A unique and unified blockchain based loyalty program that has already been integrated into an existing infrastructure.

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Ecosystem

Ard Financial Group is a diversified financial services holding company with the aim of increasing its shareholders’ equity through investing in and developing leading financial services and technology companies. Our investment portfolio consists of companies such as Ard Insurance, Ard Credit, Ard Securities, Ard Life, Ard Assets, Ard Management, TenGer Systems, Mongol Post, GoPay, Nomyn Hishig, CryptoNation, Digital Exchange Mongolia (trade.mn), MEC Partners (ardshop.mn) and Zip Taxi (Zip Services). Ard App, Ard Digital Banking, GoPay, ArdCoin are proprietary digital products based on artificial intelligence and blockchain technology.

Public companies in our investment portfolio are:

  • MSE: AARD (03262) Ard Financial Group
  • MSE: AIC (05480) Ard Insurance
  • MSE: ADB (05509) Ard Credit NBFI
  • MSE: MNP (05412) Mongol Post

Features

All-in-One
Solution

Crypto
to Fiat

Money and
Capital Markets

Blockchain
Technology

Safe,
Compliant

Unique investment
opportunity

History

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  • 2005

    EIT, an employee investment fund, was established
    by XacBank founder

  • 2007

    Established MTND, first private pension
    fund in Mongolia.

  • 2013

    EIT changed its strategy and branding, becoming
    Ard Financial Group, and invested
    in Ard Insurance and Ard Credit.

  • 2016

    Started crowdfunding campaign – Investor Nation.
    Invested in Mongol Post through its privatization

  • 2018

    Ard Insurance IPO and Ard Credit IPO on MSE.
    Digital Bank Launch.

  • 2019

    Ard Financial Group becomes a Publicly Traded
    company on MSE

ArdCoin
(Road Map)

  • ArdCoin

    2017

    ArdCoin Concept

    2018

    ERC20 token (ArdX)

    2019.03

    Listed on Trade.mn

    2019.06

    Number of ARDX users
    reached +100k

  • ArdCoin

    2019.08

    Trading on BTCEXA

    2019.09

    Trading on STEX

    2019.10

    Listed on
    Blockfolio, CoinGecko

    2019.12

    Listed on CoinMarketCap

  • ArdCoin

    2020.02

    Number of ARDX users
    reached +200k

    2020.12

    Launched the
    Digital Assets
    Exchange /DAX/

    2021.01

    Number of ARDX users
    reached +400k

    2021

    Regulatory Sandbox +
    International Merchants

Target loyalty distribution and bounty program

Total Supply

5,158,308,000
57.67%

Corporate Clients

34.28%

Retail Clients

5.53%

Reserves

2.52%

Exchanges

The issued loyalty will be distributed as follows:

Download WhitePaper

Core Team

Ganhuyag Ch. Hutagt

CEO,
Ard Financial Group
  • Founder of XacBank and TenGer Financial Group
  • Former Vice Minister of Finance
  • Founder of first NBFI in Mongolia
  • 25+ years of experience in banking and capital markets

Suhdorj Avir

Chairman,
Grape City Mongolia,
Most Money Fintech
  • Founder and CEO, Most Fintech
  • 20+ years of experience in core banking system
  • 10+ years of experience in payment gateway

Ganzorig Chuluun

CEO,
Ard Credit
  • Founder of Aravt Bit
  • 10+ years of experience in banking and finance

Zolboo Batbileg

CFO,
Ard Financial Group
  • Extensive knowledge in financial analysis and portfolio management
  • 7+ years of experience in investment banking

Chadraabal Davaanyam

COO,
Ard Bit
  • 5+ years of experience in financial sector
  • 4+ years of experience in cryptocurrency markets

Myagmarjav Ganzorig

CFO,
Ard Bit
  • 4+ years of experience in financial sector
  • 4+ years of experience in cryptocurrency markets

Ilyas
Sadvakassov

CDO,
Ard Bit
  • Founder, Pyrexchange Cryptocurrency Exchange
  • Founder, CreativeReality LLP
  • 8+ years of experience in IT
  • 5+ years experience in Blockchain Technology

Advisors

Arnaud Ventura

Founder/CEO,
BaoBab, MicroCred, PlanetFinance
  • Built multinational financial institution with over 1 million customers
  • 15 years of experience in microfinance and international development

Michael Madden

Chairman/Founder,
Ronoc, Teneo Capital, XacBank, Renaissance Capital
  • Active involvement in the financial services business in emerging markets for 20 years
  • Launched first retail financial services JV with IKEA - IKANO

Mikhail Zeldovich

Chairman,
Cocoon Capital Partners
  • 20+ years of experience in investment, commodities trading and Board directorship experience in the emerging markets.
  • Active involvement in the natural resources, logistics/transport, financial services/fintech, cyber-security, and ag tech sectors.

Naranzun Badruugan

Social and Culture researcher
  • VP and Director of corporate communications /Shunkhlai group
  • +10 years of experience in public and corporate relations
  • Social entrepreneur

Latest News

January 14, 2021

Is Bitcoin Boom a ‘Better Gold’ or Just Another Bubble?

Bitcoin investors are having a wild ride. The best-known cryptocurrency....

read more
September 18, 2019

ArdCoin commences trading on STEX.

In early September 2019, we announced ArdCoin’s very first international...

read more
September 02, 2019

ArdCoin has started trading on BTCEXA.

We are happy to announce that on the 30th of August 2019, ArdCoin started...

read more

Frequently Asked Question

Contact Us

2nd floor of "Ard Holdings" Building, Prime Minister A. Amar's Str., Sukhbaatar District, Ulaanbaatar 14200, Mongolia

W3W: powerful.gains.animates

+976 77078080, +976 77078282, +976 77003322