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₮6.000

$0.001600

BTC0.00000020

About The Project

ArdCoin (ARDX) - is an innovative blockchain-based loyalty program that has been integrated into a mobile super wallet which is backed by an existing financial infrastructure which includes banking services, insurance provider, stock brokerage, investment banking and a pension fund. Ard App offers e-commerce on top of financial services and is supported by a nationwide network of postal branches.
ArdCoin will serve as a blockchain-based loyalty program for all existing and future services and products of Ard Financial Group (Ard Holdings), its subsidiaries and ArdCoin merchants.

SPV
This token is issued by a special purpose vehicle – Ard Bit LLC domiciled in Mongolia, which holds 15 percent of Ard Holdings.

Payment medium
ArdCoin serve as a payment medium for the services of Ard Financial Group, a full service financial services conglomerate. ArdCoin holders can purchase insurance policies, pay loans, open savings, make payments using the token.

ERC-20 based
ArdCoin was issued on ERC20 smart contract platform in January 2019. ICT Group was behind its development and Grape City Mongolia, country’s leading banking solutions provider, oversaw its integration with Ard Digital Banking App.

Loyalty program
A unique and unified blockchain based loyalty program that has already been integrated into an existing infrastructure.

WHITEPAPER         Invest Now

Ecosystem

Ard Financial Group is a diversified financial services holding company with the aim of increasing its shareholders’ value through investing in and developing leading financial services and technology companies. Our investment portfolio consists of companies such as Ard Insurance, Ard Credit, Ard Securities, Ard Life, Ard Assets, Ard Management, Ard Bit, TenGer Systems, Mongol Post, GoPay, Nomyn Hishig, CryptoNation, Digital Exchange Mongolia (trade.mn), and MEC partners (ardshop.mn). Ard App, Ard Digital Banking, GoPay, ArdCoin are proprietary digital products based on artificial intelligence and blockchain technology.

Publicly traded companies on the Mongolian Stock Exchange in our investment portfolio: MSE:MNP (05412) Mongol Post, MSE:AIC (05480) Аrd Insurance, MSE:ADB (05509) Ard Credit NBFI, MSE:JIV (03262) Jinst-Uvs (Investor Nation)

Features

All-in-One
Solution

Crypto
to Fiat

Money and
Capital Markets

Blockchain
Technology

Safe,
Compliant

Unique investment
opportunity

History

Scroll Down
  • 2005

    EIT, an employee investment fund, was established
    by XacBank founder

  • 2007

    Established MTND, first private pension
    fund in Mongolia.

  • 2013

    EIT changed its strategy and branding, becoming
    Ard Financial Group, and invested
    in Ard Insurance and Ard Credit.

  • 2016

    Started crowdfunding campaign – Investor Nation.
    Invested in Mongol Post through its privatization

  • 2018

    Ard Insurance IPO and Ard Credit IPO on MSE.
    Digital Bank Launch.

ArdCoin
(Road Map)

  • ArdCoin

    2017.10

    Concept

    2018.12

    ERC20 (ARDX)

    2019.Q1

    -Loyalty (Ard)
    -Integration (Ard App)
    -Local listing (Trade.mn)

    2019.Q2

    Whitepaper Release

  • ArdCoin

    2019.Q4

    International Exchange Listing

    2019.Q4

    Expansion

    2020.Q2

    Consolidation

    2021.Q4

    Conversion

Target token distribution and bounty program

Total Supply

5,158,308,000
48.66%

Loyalty for Ard Financial Group

19.39%

Ard Holdings dividends

19.39%

Reserves at ArdBit

4.85%

Management team

4.85%

Advisors + Bounty, Airdrops

3.07%

Miscallaneous

The issued tokens will be distributed as follows:

Download WhitePaper

Core Team

Ganhuyag Ch. Hutagt

CEO,
Ard Financial Group
  • Founder of XacBank and TenGer Financial Group
  • Former Vice Minister of Finance
  • Founder of first NBFI in Mongolia
  • 25+ years of experience in banking and capital markets

Suhdorj Avir

Chairman,
Grape City Mongolia,
Most Money Fintech
  • Founder and CEO, Most Fintech
  • 20+ years of experience in core banking system
  • 10+ years of experience in payment gateway

Lhamsuren Ganbold

CEO,
ICT Group
  • Founder of first local digital exchange, Trade.mn
  • Founder of leading IT developer, DataScience
  • Founder, Asian Blockchain Corporation
  • 15+ years’ experience in financial market

Tenuun Garid

CDO,
Ard Financial Group
  • Founder, Blockchain Academy Mongolia
  • Co-Founder, Mongolian FinTech Association
  • 10+ years of experience in banking and IT
  • 15+ years’ experience in financial market

Ganzorig Chuluun

CEO,
Ard Credit
  • Founder of Aravt Bit
  • 10+ years of experience in banking and finance

Zolboo Batbileg

CFO,
Ard Financial Group
  • Extensive knowledge in financial analysis and portfolio management
  • 5+ years of experience in investment banking

Chadraabal Davaanyam

COO,
Ard Bit
  • 3+ years of experience in financial sector
  • 2+ years of experience in cryptocurrency markets

Myagmarjav Ganzorig

CFO,
Ard Bit
  • 2+ years of experience in financial sector

Ilyas
Sadvakassov

CDO,
Ard Bit
  • Founder, Pyrexchange Cryprocurrency Exchange
  • Founder, CreativeReality LLP
  • 8+ years of experience in IT
  • 5+ years experience in Blockchain Technology

Advisors

Arnaud Ventura

Founder/CEO,
BaoBab, MicroCred, PlanetFinance
  • Built multinational financial institution with over 1 million customers
  • 15 years of experience in microfinance and international development

Michael Madden

Chairman/Founder,
Ronoc, Teneo Capital, XacBank, Renaissance Capital
  • Active involvement in the financial services business in emerging markets for 20 years
  • Launched first retail financial services JV with IKEA - IKANO

Stephen Roux

CEO,
DragonTree Capital
  • Currently involved in innovation, technology and mining
  • Experienced CEO and project developer in mining and property development sector
  • 15 years of experience in investment and advisory

Joseph Weinberg

CEO,
Paycase
  • Co-founder and Chairman of Shyft
  • Blockchain Advisor for OECD
  • An early investor in Bitcoin and director at Coinsetter until its acquisition by Kraken FX in 2016.
  • Former Fintech Advisor for Committee Ontario Securities Commission.

Sam Lee

CEO,
Blockchain Global Limited
  • Involved in commercialization of blockchain technology through international blockchain investments, blockchain innovation hubs, and network infrastructure services
  • Invested in 80 blockchain-enabled projects

Frequently Asked Question

Contact Us

2nd floor of "Ard Holdings" Building, Prime Minister A. Amar's Str., Sukhbaatar District, Ulaanbaatar 14200, Mongolia

W3W: powerful.gains.animates

+976 77078080, +976 77078282, +976 88051540